"Supporting MS NextGen is about more than mentoring - it’s about legacy. We have a responsibility to equip future leaders with the insight, confidence and networks they need to challenge the status quo and shape a more inclusive, sustainable housing landscape. I’m proud to support the programme and the talent driving it forward."
Biography:
Andy Dean is Head of Housing Development & Sustainability at Lloyds Banking Group, where he leads strategic efforts to improve access to home ownership and drive innovation across the UK housing sector. With a career spanning housing policy, sustainability, and intermediary engagement, Andy is a passionate advocate for inclusive housing solutions and industry collaboration.
Andy has played a pivotal role in shaping commitments through the Housing Senate, championing initiatives that support first-time buyers, shared ownership reform, and intergenerational affordability. Andy’s leadership is marked by a pragmatic approach to change, a deep understanding of stakeholder needs, and a commitment to building a better housing market for all.
“Supporting the next generation isn’t just about mentoring - it’s about momentum. When we invest in emerging talent, we accelerate innovation, challenge convention, and build a future that reflects the diversity and dynamism of our industry. I’m proud to play a part in that journey."
Frances Cassidy is Head of Strategic & Technology Partnerships at Lloyds Banking Group, where she leads transformative initiatives that bridge innovation and impact across the intermediary mortgage landscape. With a career rooted in strategic thinking and collaborative delivery, Frances is known for championing broker enablement, driving API adoption, and fostering inclusive partnerships that shape the future of lending.
Frances' leadership spans major industry collaborations, including the Halifax API integration with Mortgage Brain, and she plays a pivotal role in upskilling BDM teams and empowering brokers through data literacy and technology education. Frances brings a pragmatic yet visionary approach to change, ensuring that digital transformation is not just implemented—but embraced.
Gareth joined MT Finance as Commercial Director in 2018, rising to Managing Director in 2023, and most recently transitioning to Deputy CEO. With over 20 years’ experience in financial services, he was instrumental in the launch of the company’s regulated bridging, buy-to-let and commercial mortgage departments. In his current role, he oversees the integrated success of the entire group, ensuring each division complements the others and contributes to MT Finance's overarching growth strategy and vision of being the go-to specialist lender in the market.
